# Debt to Income Calculator

## Application of the Debt to Income Calculator

The Debt to Income Calculator can help you to know your credit history and debt-to-income ratio. These two items are very important factors to determine your financial health. The result you get from the calculator can help the borrower to make up their minds if they should lend you the money or not.

The Debt-to-income (DTI) ratio is very easy to calculate using this calculator. The calculator is very easy to use, even for a first-timer. You will only need to provide a few details for you to get the answer you seek. You will need to provide your payments and current income to get the DTI ratio. The calculator can be accessed for free online also and many websites make it available to their visitors.

**To calculate the estimated DTI ratio, you will need to supply the information below:**

- Your annual income before tax payment
- Your payment for total monthly debt

**The second time does not include expenses for the things listed below:**

- Money spent on paying utility bills
- Money spent on buying foods
- Money spent on entertainment

The lender can decide to calculate the DTI of the borrower when you apply for a loan. The lender can do the calculation based on the verified debt and income amounts of the borrower. There is no need to share separate maintenance income, child support, or alimony when calculating the DTI ratio. The conclusive purpose of the Debt to Income Calculator is to help compare the amount you earn to what you owe every month.

**Mission Pacific Mortgage**

**2177 Salk Avenue,**

**Suite 190**

**Carlsbad, CA 92008**

**www.nmlsconsumeraccess.org**

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An Equal Housing Lender