Proudly backed by
WHAT YOU GET
A lifelong partner
in the mortgage industry
Access to the best rates
Our access to thousands of lenders allow for exclusive deals.
No hidden costs
Not only do we save you money, we never have hidden fees.
Devoted personal service
We make it a point to understand your needs and goals.
Make informed decisions
As professionals, we educate you in the details. We leave no stone unturned.
Award winning security
We continuously monitor our security stack to ensure your data is protected.
ADVICE AND VALUE
Mortgage total cost analysis
A simple and interactive view of loan options, total cost of the loan over time, easy to understand graphs, and viewable on any device.
- Real time highlights
- Video narration
- Instant updates
- Easy to read reports
LEADING CHANGE
Mortgage lending innovation
Mission Pacific Mortgage is an advocate in adopting new technology that benefits the client user experience first.
- Client first approach
- Cutting edge technology stack
- Always improving processes
|
Other Lenders | |
|---|---|---|
| Instant, accurate loan recommendations | Teaser rates | |
| Algorithmic rate comparison from top lenders | Single lender option | |
| No fee for credit check or locking your loan | Unexpected fees | |
| Dedicated mortgage experts | General contact line | |
| Efficient closing in as little as 3 weeks | 6 weeks (on average) |
WHO WE SUPPORT
Veterans, first time homebuyers,
refinance, investment
We currently support all California based mortgages and cross-country commercial lending.
COMMITED TO YOU
Relationships matter
Our mission is establish ourselves as your go-to trusted mortgage advisor with the goal of potentially saving you tens of thousands of dollars in unnecessary expense over the life of your loan.
- High trust commitment
- Know your tax benefits
- Understand your short and long term savings
- Confusing? You'll have our personal cell
HOW WE EMPOWER YOU
A true digital mortgage experience
We integrate best-in-class technology so you can stay informed in real time.
HOW TO APPLY
Getting started
is simple
Getting started with Mission Pacific Mortgage is super simple.
HOW WE PROTECT YOU
Your data and information
are safe and secure
Enhanced Site Security
On top of our secure Amazon web server, we layer it with advanced firewall protection and site traffic monitoring to increase site protection.
Safe & Secure Marketplace
Our mortgage application software utilizes ICE Mortgage Technologies. They ensure physical and digital security through industry-leading technology and processes.
Cyber Security Monitoring
Trusted by Honeywell, Goldman Sachs, Barclays. Beagle Security's state of the art penetration service keeps a cyber security pulse on Mission Pacific Mortgage.
WHAT YOU NEED TO KNOW
We give you the keys
to make informed decisions
Frequently asked questions from mortgage clients like you.
Use the 28%/36% rule to figure out 'how much mortgage I can afford' in terms of a down payment and monthly mortgage payments. The rule states that you shouldn't spend more than 28% of your gross monthly income on home-related expenses, and 36% on debts like mortgage, car loans, credit cards, etc.
Getting preapproved for a mortgage usually takes two hours with Mission Pacific Mortgage, to about a week with other mortgage loan officers. A simple credit score will get the process started. However, completing a quick application can help increase confidence in your mortgage preapproval letter.
Get per-approved, or a pre-approval letter, before you start looking at a home purchase. Plan far in advance so you don't waste time looking at homes only to find out you don't qualify for the homes you are looking at.
Getting preapproved means you've undergone an analysis of your financial situation and you're home purchase just got serious. A prequalification is a preliminary step to get an estimate of how much home you can afford, and it's important so that you can know when to stop shopping.
Our home loan mortgage services extend to all California counties listed below. Commercial services extend to all states except Arizona at this time.
Alameda County
Alpine County
Amador County
Butte County
Calaveras County
Colusa County
Contra Costa County
Del Norte County
El Dorado County
Fresno County
Glenn County
Humboldt County
Imperial County
Inyo County
Kern County
Kings County
Lake County
Lassen County
Los Angeles County
Madera County
Marin County
Mariposa County
Mendocino County
Merced County
Modoc County
Mono County
Monterey County
Napa County
Nevada County
Orange County
Placer County
Plumas County
Riverside County
Sacramento County
San Benito County
San Bernardino County
San Diego County
San Francisco City & County
San Joaquin County
San Luis Obispo County
San Mateo County
Santa Barbara County
Santa Clara County
Santa Cruz County
Shasta County
Sierra County
Siskiyou County
Solano County
Sonoma County
Stanislaus County
Sutter County
Tehama County
Trinity County
Tulare County
Tuolumne County
Ventura County
Yolo County
Yuba County
COMING SOON
INFORMATION THAT MATTERS
Resources
created for you
Insights to help you along your mortgage journey.