The Mission Pacific Mortgage Team

Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

Pledged Assets

Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.

Super Jumbo

Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.

DSCR

Help investor clients qualify for a loan faster with no income documents or W2s required.

Bridge-to-Sale

Access a property's equity prior to its sale so your clients can secure their dream homes.

Cross-Collateralization

Increase the borrowing power of your clients with cross-collateralization of additional real
estate.

Cash-Flow mAXimizer

Defer interest for your borrowers with a 3% payment rate for up to 5 years.

What our clients are saying

  • Robert was a terrific coach through our mortgage process. He was patient, always available, and really taught us a lot about our finances. Will recommend him to everyone we know!

    Tracy Garber Avatar Tracy Garber

    Robert is as experienced as it gets! Very knowledgeable and a valuable advisor. His process is smooth, quick and always responsive. Someone I truly trust sending my clients to!

    Pometto Team Realty (MindySellsNorthCounty) Avatar Pometto Team Realty (MindySellsNorthCounty)

    Robert and his team completed a very complex refinance on multiple properties for an my investor client. His advise and analysis for the client provided him a solution he never... read more

    Robert Santangelo Avatar Robert Santangelo

    Our 2nd time using Robert and team at Mission Pacific Mortgage! The first was a refinance years ago. We had a great experience so I called Robert again for... read more

    jared blackburn Avatar jared blackburn
  • We truly enjoyed our experience working with Robert, he provided expert insight along the way and helped us to find the best rate available in a volatile market! We shopped... read more

    Keegan Petty (Petty Family) Avatar Keegan Petty (Petty Family)

    I was referred to Mission Pacific Mortgage by a close friend who had recently used them for a refinance and was pleased with their performance. After selling my house, I... read more

    Bruce Dalglish Avatar Bruce Dalglish

    Robert was professional and easy to work with. He was always one step ahead and even was able to ensure a smooth close while we were on our honeymoon.... read more

    Kayla & Jon Wulfert Avatar Kayla & Jon Wulfert

    Mission Pacific recently closed a complicated refinancing for us. We worked directly with Robert. He is absolutely amazing! He was on top of every moving part right... read more

    Rahul Chaturvedi Avatar Rahul Chaturvedi
  • Robert was truly a God send to us. He handled our mortgage and went above and beyond to ensure we were taken care of. Months later he contacted us letting... read more

    Alfredo Graciano Avatar Alfredo Graciano

    Robert was great! He took the time to explain everything to me until i fully understood all of the numbers. He has interactive programs that make it so simple... read more

    Maria Valenti Avatar Maria Valenti

    Robert and Sean are extremely knowledgeable, professional, efficient and friendly. I will highly recommend and refer them to any of my family, friends and clients with anything real estate/mortgage related.... read more

    Christopher Adajar Avatar Christopher Adajar

    Robert is fantastic. He’s more than just a mortgage broker, he’s your advocate to get the best deal and rate he can for you. He’s very thorough and guides you... read more

    S Varga Avatar S Varga
  • Can’t say enough about mpm Robert is an expert I have a complicated file with multi business he made the process smooth and painless highly recommend he’s my go to... read more

    Louie Christopoulos Avatar Louie Christopoulos

    Robert and his staff were amazing. He is extremely knowledgeable, prompt and always kept us up to date on status. Would definitely refer him to family and friends as well... read more

    Jenn Bubnis Avatar Jenn Bubnis

    Reliable and honest. Robert listened to our needs and delivered the loan terms that we desired. He is very responsive and willing to make it all work within... read more

    Steve Harrison Avatar Steve Harrison

    Robert has been amazing from day 1. I was a first-time home buyer and had close to zero knowledge of the process. Robert took the time to explain everything, in detail,... read more

    Guillaume Petit Avatar Guillaume Petit