The Mission Pacific Mortgage Team
Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
What are you waiting for?
Getting started is easy!
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
Pledged Assets
Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.
Super Jumbo
Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.
DSCR
Help investor clients qualify for a loan faster with no income documents or W2s required.
Bridge-to-Sale
Access a property's equity prior to its sale so your clients can secure their dream homes.
Cross-Collateralization
Increase the borrowing power of your clients with cross-collateralization of additional real
estate.
Cash-Flow mAXimizer
Defer interest for your borrowers with a 3% payment rate for up to 5 years.
What our clients are saying
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Robert is fantastic. He’s more than just a mortgage broker, he’s your advocate to get the best deal and rate he can for you. He’s very thorough and guides you... read more throughout the whole process; every step of the way. You’re not just a client, you’re a friend too. I will be using Robert for all my mortgage needs going forward.
S Varga
We just refinanced our house with Robert... He's an honest guy, who makes the process as easy on you as possible... Highly recommend. Jay
3Jay's
Can’t say enough about mpm Robert is an expert I have a complicated file with multi business he made the process smooth and painless highly recommend he’s my go to... read more for all future loans
Louie Christopoulos
Robert was great! He took the time to explain everything to me until i fully understood all of the numbers. He has interactive programs that make it so simple... read more and easy to do everything that encompasses refinancing from seeing charts showing you all of the rates and all of the numbers that go with that rate, to uploading all of the required documents quickly and easily and even to reviewing and signing the usually overwhelming amount of paperwork. I would highly recommend Robert to anyone I know with confidence!
Maria Valenti
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Robert was truly a God send to us. He handled our mortgage and went above and beyond to ensure we were taken care of. Months later he contacted us letting... read more us know of the drop in rates. He ran the numbers and showed how it would be a great idea to take advantage of the rates for they were at record lows . He streamlined the process, it was done before we had anticipated. Robert knows what he's doing, and I would highly recommend him. My family and I owe him a great deal of gratitude for what he has done for us. Thank you Robert! From the Graciano family.
Alfredo Graciano
Robert provided great technical and market insight for our somewhat complex deals. He delivered as promised at the end. Thank you and looking forward to working with you soon.
Dhaval Desai
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Sean Krejci is fantastic to work with. Impeccable client service with top not communication. 10/10 recommend him to help out with your mortgage / financial needs.
Emma Oakey-Horton
This was my second transaction with Robert he was extremely professional . They kept me updated on the status of my loan on a daily basis . It was a... read more very satisfactory experience.
Mireille Boladian-Roberts
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Robert and the Mission Pacific Mortgage Team are INCREDIBLE. I cannot recommend he and his team enough. I am a realtor and my clients introduced me to Robert as their... read more mortgage broker for the home they were purchasing. He was so professional, responsive, creative, knowledgeable, and made sure everything ran smoothly. He was an absolute joy to work with and I cannot wait for the next deal with him.
Spencer Burmester
Reliable and honest. Robert listened to our needs and delivered the loan terms that we desired. He is very responsive and willing to make it all work within... read more our timeline and availability. Highly recommend.
Steve Harrison
Robert and his staff were amazing. He is extremely knowledgeable, prompt and always kept us up to date on status. Would definitely refer him to family and friends as well... read more as use him again.
Jenn Bubnis
Robert is a VA loan expert! As a lieutenant colonel, I’ve been in the AF a longtime and dealt with many VA loan “experts.” However, Robert truly understands the nuances... read more and educated all parties involved in process and peculiarities of the VA loan. Additionally, he was much more than a mortgage broker. He’s a real estate guru! For over a year he guided us through the peaks and valleys of trying to find a house in a competitive market and then brought his expertise to bear when we finally found the house we wanted - and we got it! I could not recommend anyone more highly. If you’re buying a house in Southern California you must have Robert on your team!
Hamilton Underwood


