The Mission Pacific Mortgage Team
Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
What are you waiting for?
Getting started is easy!
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
Pledged Assets
Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.
Super Jumbo
Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.
DSCR
Help investor clients qualify for a loan faster with no income documents or W2s required.
Bridge-to-Sale
Access a property's equity prior to its sale so your clients can secure their dream homes.
Cross-Collateralization
Increase the borrowing power of your clients with cross-collateralization of additional real
estate.
Cash-Flow mAXimizer
Defer interest for your borrowers with a 3% payment rate for up to 5 years.
What our clients are saying
-
We were first time home buyers and Robert was incredibly helpful in educating us and guiding us through the process. Our loan approval was on time and Robert helped us... read more get the best loan and interest rates. We spent a lot of time considering all the options and sending offer letters. Robert was available essentially on-demand given how quickly the market has been moving. It was a pleasure working with him and he’s helped my wife and I acquire our dream first home!
Shiv Shukla
Was recommended Robert by a friend, and we will definitely continue the trend and recommend him to others. Thanks!
Jake Worthy
I recently completed a refinance with Robert Boladian, and I couldn't be more pleased with the experience. From start to finish, the process was smooth, transparent, and efficient. He took... read more the time to answer all of my questions and ensured I understood all my options. I ended up with a great rate and terms that made perfect sense for my financial goals. Highly recommend to anyone considering a refinance!
Kayla Wulfert
I was looking for someone that would help me with a refinance on my home and to get some money to remodel my home. Robert Boladian was referred to me... read more and I’m sure glad I contacted him. I’ve refinanced my home during the past years when interest rates soared at 18%. That’s right 18%. Slowing working it down to 6.5% years ago. I talked to Robert about what I wanted to do with my home, and he assured that I was in good hands. Truly I was in good hands. Robert got me to 2.75% loan with taking enough money to do a complete remodel of my master bathroom, kitchen, and complete stucco. Along with painting my fascia boards and eaves. My loan lowered from $1,168.00 per month to a very manageable $975.00. Robert was great throughout the loan process keeping me updated on everything I needed to do for him. I would use Robert for any loans needed for my adult children when they are ready. So, a BIG Thanks to Robert for all you done for me and my family. Sincerely, Willie Moore
Willie Moore
-
Robert and his staff were amazing. He is extremely knowledgeable, prompt and always kept us up to date on status. Would definitely refer him to family and friends as well... read more as use him again.
Jenn Bubnis
Robert and Sean are extremely knowledgeable, professional, efficient and friendly. I will highly recommend and refer them to any of my family, friends and clients with anything real estate/mortgage related.... read more Their Total Cost and Mortgage Management Analyses are concise and extremely useful and helpful!
Christopher Adajar
Reliable and honest. Robert listened to our needs and delivered the loan terms that we desired. He is very responsive and willing to make it all work within... read more our timeline and availability. Highly recommend.
Steve Harrison
Robert is fantastic. He’s more than just a mortgage broker, he’s your advocate to get the best deal and rate he can for you. He’s very thorough and guides you... read more throughout the whole process; every step of the way. You’re not just a client, you’re a friend too. I will be using Robert for all my mortgage needs going forward.
S Varga
-
Robert Boladian at Mission Pacific Mortgage is simply the best at what he does - - facilitating loans, mortgage refinancing, and reverse mortgages. I have known Robert for several years and... read more have used his guidance and assistance several times in obtaining financing. In 2021, he handled the refinancing for my home and was able to obtain an amazing rate despite some obstacles along the way that many mortgage advisors would probably just walk away from. Robert did not. He takes a very methodical approach in determining a client's goals and needs; and works tirelessly to meet them. He provides detailed information regarding the various options available and creates easy to understand spreadsheets and flow charts educating the client on how the process and various options work. I believe one of the keys with Robert is that he takes his time to educate his clients. It's not about just getting the lowest rate. There is so much more to the process and he explains that. He truly endeavors to assist his clients to make the best decision, and he is trustworthy and doesn't hide anything. I wholeheartedly recommend Robert and Mission Pacific to handle any of your financing needs.
Matthew Miller
Robert is trustworthy and communicates well. He never leaves you hanging. You know Robert will be there for you. Thank you for everything, Robert.
Nancy Nguyen
Robert and his team completed a very complex refinance on multiple properties for an my investor client. His advise and analysis for the client provided him a solution he never... read more thought of, which made my clients financial situation much better moving forward!
Robert Santangelo
Working with Robert was an absolute game-changer during a very challenging chapter of my life. I needed a mortgage solution to fulfill the terms of a marital settlement agreement—paying off an... read more investment property and providing equity to my ex-spouse. Robert not only secured the financing, but he also played a key role in structuring the loan in a way that made legal and financial sense for everyone involved. He coordinated directly with both attorneys, helped navigate the complexities of the agreement, and stayed focused on the bigger picture: reaching a fair, final settlement without dragging things back into family court. His professionalism, discretion, and strategic mindset made a tough process smoother and far less stressful. I can’t recommend him highly enough—especially for anyone who needs a mortgage partner who understands that financial decisions often carry emotional weight, too. — David A.
david addy
-
Robert has been amazing from day 1. I was a first-time home buyer and had close to zero knowledge of the process. Robert took the time to explain everything, in detail,... read more step by step. I never felt pressured to close the deal, on the contrary; he always listened to my concerned and gave me great advice. He also went above and beyond to help me with much more than the financial aspect. I can’t imagine a friend in the business doing more, and that’s what it felt like for the 2 months it took to close escrow. He got me a fantastic rate and worked with me to find the most efficient financial course of action to take. I have recommended him to all my family and friends, and I assure you won’t be disappointed. All it takes is one phone call and you’ll see what I mean.
Guillaume Petit
Robert and his team at Mission Pacific Mortgage were amazing to work with from beginning to closing. Any time I had a question, he responded right away and made... read more my wife and I feel completely at ease with the process. I highly recommend Robert and his team without any reservations. Five star service.
Thomas Eral
Robert is a VA loan expert! As a lieutenant colonel, I’ve been in the AF a longtime and dealt with many VA loan “experts.” However, Robert truly understands the nuances... read more and educated all parties involved in process and peculiarities of the VA loan. Additionally, he was much more than a mortgage broker. He’s a real estate guru! For over a year he guided us through the peaks and valleys of trying to find a house in a competitive market and then brought his expertise to bear when we finally found the house we wanted - and we got it! I could not recommend anyone more highly. If you’re buying a house in Southern California you must have Robert on your team!
Hamilton Underwood
My wife and I had a very time-sensitive, complex situation in recently buying our new home (so we can be closer to our grandkids). Robert Boladian was able to amazingly... read more help us navigate this process successfully, by using his obvious expertise, connections and timely suggestions. We are eternally grateful that we had Robert in our corner.
Mike Hudson


