The Mission Pacific Mortgage Team

Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

Pledged Assets

Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.

Super Jumbo

Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.

DSCR

Help investor clients qualify for a loan faster with no income documents or W2s required.

Bridge-to-Sale

Access a property's equity prior to its sale so your clients can secure their dream homes.

Cross-Collateralization

Increase the borrowing power of your clients with cross-collateralization of additional real
estate.

Cash-Flow mAXimizer

Defer interest for your borrowers with a 3% payment rate for up to 5 years.

What our clients are saying

  • Robert was great! He took the time to explain everything to me until i fully understood all of the numbers. He has interactive programs that make it so simple... read more

    Maria Valenti Avatar Maria Valenti

    We loved Robert! He was so helpful and patient, and responsive. Walked us through the entire process and explained everything and put us at ease. He was recommended to me... read more

    Deema Tabbara Lopez Avatar Deema Tabbara Lopez

    My experience with Robert at Mission Pacific Mortgage was well above expectations as we handled a refinance and a new VA home purchase simultaneously. Robert is very detail oriented from start... read more

    Kyle F Avatar Kyle F

    Robert is as experienced as it gets! Very knowledgeable and a valuable advisor. His process is smooth, quick and always responsive. Someone I truly trust sending my clients to!

    Pometto Team Realty (MindySellsNorthCounty) Avatar Pometto Team Realty (MindySellsNorthCounty)
  • Reliable and honest. Robert listened to our needs and delivered the loan terms that we desired. He is very responsive and willing to make it all work within... read more

    Steve Harrison Avatar Steve Harrison

    Robert was a terrific coach through our mortgage process. He was patient, always available, and really taught us a lot about our finances. Will recommend him to everyone we know!

    Tracy Garber Avatar Tracy Garber

    Mission Pacific recently closed a complicated refinancing for us. We worked directly with Robert. He is absolutely amazing! He was on top of every moving part right... read more

    Rahul Chaturvedi Avatar Rahul Chaturvedi

    Can’t say enough about mpm Robert is an expert I have a complicated file with multi business he made the process smooth and painless highly recommend he’s my go to... read more

    Louie Christopoulos Avatar Louie Christopoulos
  • Robert is a VA loan expert! As a lieutenant colonel, I’ve been in the AF a longtime and dealt with many VA loan “experts.” However, Robert truly understands the nuances... read more

    Hamilton Underwood Avatar Hamilton Underwood

    Bob cares about his clients. He puts their interest before his profit.He is remarkably capable.

    Doug Wofford Avatar Doug Wofford

    Robert and Sean are extremely knowledgeable, professional, efficient and friendly. I will highly recommend and refer them to any of my family, friends and clients with anything real estate/mortgage related.... read more

    Christopher Adajar Avatar Christopher Adajar

    Robert is trustworthy and communicates well. He never leaves you hanging. You know Robert will be there for you. Thank you for everything, Robert.

    Nancy Nguyen Avatar Nancy Nguyen
  • This was my second transaction with Robert he was extremely professional . They kept me updated on the status of my loan on a daily basis . It was a... read more

    Mireille Boladian-Roberts Avatar Mireille Boladian-Roberts

    Robert has been amazing from day 1. I was a first-time home buyer and had close to zero knowledge of the process. Robert took the time to explain everything, in detail,... read more

    Guillaume Petit Avatar Guillaume Petit

    We truly enjoyed our experience working with Robert, he provided expert insight along the way and helped us to find the best rate available in a volatile market! We shopped... read more

    Keegan Petty (Petty Family) Avatar Keegan Petty (Petty Family)

    Robert provided great technical and market insight for our somewhat complex deals. He delivered as promised at the end. Thank you and looking forward to working with you soon.

    Dhaval Desai Avatar Dhaval Desai