The Mission Pacific Mortgage Team
Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
What are you waiting for?
Getting started is easy!
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
Pledged Assets
Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.
Super Jumbo
Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.
DSCR
Help investor clients qualify for a loan faster with no income documents or W2s required.
Bridge-to-Sale
Access a property's equity prior to its sale so your clients can secure their dream homes.
Cross-Collateralization
Increase the borrowing power of your clients with cross-collateralization of additional real
estate.
Cash-Flow mAXimizer
Defer interest for your borrowers with a 3% payment rate for up to 5 years.
What our clients are saying
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Robert is a VA loan expert! As a lieutenant colonel, I’ve been in the AF a longtime and dealt with many VA loan “experts.” However, Robert truly understands the nuances... read more and educated all parties involved in process and peculiarities of the VA loan. Additionally, he was much more than a mortgage broker. He’s a real estate guru! For over a year he guided us through the peaks and valleys of trying to find a house in a competitive market and then brought his expertise to bear when we finally found the house we wanted - and we got it! I could not recommend anyone more highly. If you’re buying a house in Southern California you must have Robert on your team!
Hamilton Underwood
Robert is by far the best money guy I’ve ever worked with. Incredibly knowledgeable about the entire loan process and investment analysis.
David St. Pé
We truly enjoyed our experience working with Robert, he provided expert insight along the way and helped us to find the best rate available in a volatile market! We shopped... read more around with other lenders, but ended up back with Robert and were extremely pleased with his guidance through the loan process!
Keegan Petty (Petty Family)
Robert has been amazing from day 1. I was a first-time home buyer and had close to zero knowledge of the process. Robert took the time to explain everything, in detail,... read more step by step. I never felt pressured to close the deal, on the contrary; he always listened to my concerned and gave me great advice. He also went above and beyond to help me with much more than the financial aspect. I can’t imagine a friend in the business doing more, and that’s what it felt like for the 2 months it took to close escrow. He got me a fantastic rate and worked with me to find the most efficient financial course of action to take. I have recommended him to all my family and friends, and I assure you won’t be disappointed. All it takes is one phone call and you’ll see what I mean.
Guillaume Petit
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This was my second transaction with Robert he was extremely professional . They kept me updated on the status of my loan on a daily basis . It was a... read more very satisfactory experience.
Mireille Boladian-Roberts
Very helpful and knowledgable in his field. Assisted me with everything needed and would highly recommend to anybody looking to finance.
Nikki Meletis
Our 2nd time using Robert and team at Mission Pacific Mortgage! The first was a refinance years ago. We had a great experience so I called Robert again for... read more a new home purchase without hesitation. I really appreciate the time spent working on financial scenarios/options that accommodate my specific situations. Robert made himself available any time needed. We got good rates and I’ll be using him again for the next refinance!
jared blackburn
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I was looking for someone that would help me with a refinance on my home and to get some money to remodel my home. Robert Boladian was referred to me... read more and I’m sure glad I contacted him. I’ve refinanced my home during the past years when interest rates soared at 18%. That’s right 18%. Slowing working it down to 6.5% years ago. I talked to Robert about what I wanted to do with my home, and he assured that I was in good hands. Truly I was in good hands. Robert got me to 2.75% loan with taking enough money to do a complete remodel of my master bathroom, kitchen, and complete stucco. Along with painting my fascia boards and eaves. My loan lowered from $1,168.00 per month to a very manageable $975.00. Robert was great throughout the loan process keeping me updated on everything I needed to do for him. I would use Robert for any loans needed for my adult children when they are ready. So, a BIG Thanks to Robert for all you done for me and my family. Sincerely, Willie Moore
Willie Moore
I recently completed a refinance with Robert Boladian, and I couldn't be more pleased with the experience. From start to finish, the process was smooth, transparent, and efficient. He took... read more the time to answer all of my questions and ensured I understood all my options. I ended up with a great rate and terms that made perfect sense for my financial goals. Highly recommend to anyone considering a refinance!
Kayla Wulfert
Outstanding service from start to finish! Robert truly made the mortgage process effortless and stress-free. This is the second time we’ve bought a home with Robert’s help. His expertise, professionalism, dedication... read more and genuine care. He provided insightful analytics and clear guidance to inform our decision to buy or rent, including a comprehensive view of our investment properties. Robert’s guidance was spot-on. I highly recommend him to anyone looking for a reliable and trustworthy broker. Thank you, Robert, for your exceptional service.
T. U.
I have known Robert for many years and when it came time for a much needed home remodel, Robert guided me along on the best way to get the amount... read more of money I needed for my project. It was not an easy task with the banks now-a-days but Robert's patience and professionalism carried us right through the process. Robert was very clear along the way and explained every detail to me. His real estate advice was priceless. I highly recommend using Robert for your real estate loans and property advice. He is very trustworthy and truly wants what is best for his clients. You will not regret your decision to use Robert! Bank on it.
Jim Cota
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Robert B. was extremely professional, and responsive whenever I had a question about my 30 year loan. If I were to refinance once again, I would... read more definitely hire him again..
Alicia Richards
Can’t say enough about mpm Robert is an expert I have a complicated file with multi business he made the process smooth and painless highly recommend he’s my go to... read more for all future loans
Louie Christopoulos
Working with Robert was an absolute game-changer during a very challenging chapter of my life. I needed a mortgage solution to fulfill the terms of a marital settlement agreement—paying off an... read more investment property and providing equity to my ex-spouse. Robert not only secured the financing, but he also played a key role in structuring the loan in a way that made legal and financial sense for everyone involved. He coordinated directly with both attorneys, helped navigate the complexities of the agreement, and stayed focused on the bigger picture: reaching a fair, final settlement without dragging things back into family court. His professionalism, discretion, and strategic mindset made a tough process smoother and far less stressful. I can’t recommend him highly enough—especially for anyone who needs a mortgage partner who understands that financial decisions often carry emotional weight, too. — David A.
david addy
We were first time home buyers and Robert was incredibly helpful in educating us and guiding us through the process. Our loan approval was on time and Robert helped us... read more get the best loan and interest rates. We spent a lot of time considering all the options and sending offer letters. Robert was available essentially on-demand given how quickly the market has been moving. It was a pleasure working with him and he’s helped my wife and I acquire our dream first home!
Shiv Shukla


