The Mission Pacific Mortgage Team
Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
What are you waiting for?
Getting started is easy!
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
Pledged Assets
Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.
Super Jumbo
Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.
DSCR
Help investor clients qualify for a loan faster with no income documents or W2s required.
Bridge-to-Sale
Access a property's equity prior to its sale so your clients can secure their dream homes.
Cross-Collateralization
Increase the borrowing power of your clients with cross-collateralization of additional real
estate.
Cash-Flow mAXimizer
Defer interest for your borrowers with a 3% payment rate for up to 5 years.
What our clients are saying
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Robert B. was extremely professional, and responsive whenever I had a question about my 30 year loan. If I were to refinance once again, I would... read more definitely hire him again..
Alicia Richards
Working with Robert was an absolute game-changer during a very challenging chapter of my life. I needed a mortgage solution to fulfill the terms of a marital settlement agreement—paying off an... read more investment property and providing equity to my ex-spouse. Robert not only secured the financing, but he also played a key role in structuring the loan in a way that made legal and financial sense for everyone involved. He coordinated directly with both attorneys, helped navigate the complexities of the agreement, and stayed focused on the bigger picture: reaching a fair, final settlement without dragging things back into family court. His professionalism, discretion, and strategic mindset made a tough process smoother and far less stressful. I can’t recommend him highly enough—especially for anyone who needs a mortgage partner who understands that financial decisions often carry emotional weight, too. — David A.
david addy
Robert was a terrific coach through our mortgage process. He was patient, always available, and really taught us a lot about our finances. Will recommend him to everyone we know!
Tracy Garber
Robert was truly a God send to us. He handled our mortgage and went above and beyond to ensure we were taken care of. Months later he contacted us letting... read more us know of the drop in rates. He ran the numbers and showed how it would be a great idea to take advantage of the rates for they were at record lows . He streamlined the process, it was done before we had anticipated. Robert knows what he's doing, and I would highly recommend him. My family and I owe him a great deal of gratitude for what he has done for us. Thank you Robert! From the Graciano family.
Alfredo Graciano
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Robert was great! He took the time to explain everything to me until i fully understood all of the numbers. He has interactive programs that make it so simple... read more and easy to do everything that encompasses refinancing from seeing charts showing you all of the rates and all of the numbers that go with that rate, to uploading all of the required documents quickly and easily and even to reviewing and signing the usually overwhelming amount of paperwork. I would highly recommend Robert to anyone I know with confidence!
Maria Valenti
I was looking for someone that would help me with a refinance on my home and to get some money to remodel my home. Robert Boladian was referred to me... read more and I’m sure glad I contacted him. I’ve refinanced my home during the past years when interest rates soared at 18%. That’s right 18%. Slowing working it down to 6.5% years ago. I talked to Robert about what I wanted to do with my home, and he assured that I was in good hands. Truly I was in good hands. Robert got me to 2.75% loan with taking enough money to do a complete remodel of my master bathroom, kitchen, and complete stucco. Along with painting my fascia boards and eaves. My loan lowered from $1,168.00 per month to a very manageable $975.00. Robert was great throughout the loan process keeping me updated on everything I needed to do for him. I would use Robert for any loans needed for my adult children when they are ready. So, a BIG Thanks to Robert for all you done for me and my family. Sincerely, Willie Moore
Willie Moore
I have known Robert for many years and when it came time for a much needed home remodel, Robert guided me along on the best way to get the amount... read more of money I needed for my project. It was not an easy task with the banks now-a-days but Robert's patience and professionalism carried us right through the process. Robert was very clear along the way and explained every detail to me. His real estate advice was priceless. I highly recommend using Robert for your real estate loans and property advice. He is very trustworthy and truly wants what is best for his clients. You will not regret your decision to use Robert! Bank on it.
Jim Cota
Robert is a VA loan expert! As a lieutenant colonel, I’ve been in the AF a longtime and dealt with many VA loan “experts.” However, Robert truly understands the nuances... read more and educated all parties involved in process and peculiarities of the VA loan. Additionally, he was much more than a mortgage broker. He’s a real estate guru! For over a year he guided us through the peaks and valleys of trying to find a house in a competitive market and then brought his expertise to bear when we finally found the house we wanted - and we got it! I could not recommend anyone more highly. If you’re buying a house in Southern California you must have Robert on your team!
Hamilton Underwood
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Robert is as experienced as it gets! Very knowledgeable and a valuable advisor. His process is smooth, quick and always responsive. Someone I truly trust sending my clients to!
Pometto Team Realty (MindySellsNorthCounty)
Robert helped us with the purchase of a beautiful condo near the Oceanside Pier. He and his team made an exciting experience even more pleasant. Highly recommend!
Wendy Klahr
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We just refinanced our house with Robert... He's an honest guy, who makes the process as easy on you as possible... Highly recommend. Jay
3Jay's
This was my second transaction with Robert he was extremely professional . They kept me updated on the status of my loan on a daily basis . It was a... read more very satisfactory experience.
Mireille Boladian-Roberts
Our 2nd time using Robert and team at Mission Pacific Mortgage! The first was a refinance years ago. We had a great experience so I called Robert again for... read more a new home purchase without hesitation. I really appreciate the time spent working on financial scenarios/options that accommodate my specific situations. Robert made himself available any time needed. We got good rates and I’ll be using him again for the next refinance!
jared blackburn



