The Mission Pacific Mortgage Team

Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

Pledged Assets

Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.

Super Jumbo

Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.

DSCR

Help investor clients qualify for a loan faster with no income documents or W2s required.

Bridge-to-Sale

Access a property's equity prior to its sale so your clients can secure their dream homes.

Cross-Collateralization

Increase the borrowing power of your clients with cross-collateralization of additional real
estate.

Cash-Flow mAXimizer

Defer interest for your borrowers with a 3% payment rate for up to 5 years.

What our clients are saying

  • Robert was truly a God send to us. He handled our mortgage and went above and beyond to ensure we were taken care of. Months later he contacted us letting... read more

    Alfredo Graciano Avatar Alfredo Graciano

    Robert has been amazing from day 1. I was a first-time home buyer and had close to zero knowledge of the process. Robert took the time to explain everything, in detail,... read more

    Guillaume Petit Avatar Guillaume Petit

    Robert and his team completed a very complex refinance on multiple properties for an my investor client. His advise and analysis for the client provided him a solution he never... read more

    Robert Santangelo Avatar Robert Santangelo

    My experience with Robert at Mission Pacific Mortgage was well above expectations as we handled a refinance and a new VA home purchase simultaneously. Robert is very detail oriented from start... read more

    Kyle F Avatar Kyle F
  • Very helpful and knowledgable in his field. Assisted me with everything needed and would highly recommend to anybody looking to finance.

    Nikki Meletis Avatar Nikki Meletis

    Working with Robert was an absolute game-changer during a very challenging chapter of my life. I needed a mortgage solution to fulfill the terms of a marital settlement agreement—paying off an... read more

    david addy Avatar david addy

    I have known Robert for many years and when it came time for a much needed home remodel, Robert guided me along on the best way to get the amount... read more

    Jim Cota Avatar Jim Cota

    Robert is a VA loan expert! As a lieutenant colonel, I’ve been in the AF a longtime and dealt with many VA loan “experts.” However, Robert truly understands the nuances... read more

    Hamilton Underwood Avatar Hamilton Underwood
  • Robert is as experienced as it gets! Very knowledgeable and a valuable advisor. His process is smooth, quick and always responsive. Someone I truly trust sending my clients to!

    Pometto Team Realty (MindySellsNorthCounty) Avatar Pometto Team Realty (MindySellsNorthCounty)

    Robert and Sean are extremely knowledgeable, professional, efficient and friendly. I will highly recommend and refer them to any of my family, friends and clients with anything real estate/mortgage related.... read more

    Christopher Adajar Avatar Christopher Adajar

    Our 2nd time using Robert and team at Mission Pacific Mortgage! The first was a refinance years ago. We had a great experience so I called Robert again for... read more

    jared blackburn Avatar jared blackburn

    Robert and his staff were amazing. He is extremely knowledgeable, prompt and always kept us up to date on status. Would definitely refer him to family and friends as well... read more

    Jenn Bubnis Avatar Jenn Bubnis
  • Thank you Robert for all your Amazing help with our loan! Robert walked us thru each step, and explained the different types of loans, answered all our many questions and... read more

    Marie Mccarty Avatar Marie Mccarty

    Sean Krejci is fantastic to work with. Impeccable client service with top not communication. 10/10 recommend him to help out with your mortgage / financial needs.

    Emma Oakey-Horton Avatar Emma Oakey-Horton

    Mission Pacific made the process very simple and straightforward. Very much recommended, will be working with them again in the near future.

    Christos meletis Avatar Christos meletis

    Bob cares about his clients. He puts their interest before his profit.He is remarkably capable.

    Doug Wofford Avatar Doug Wofford