The Mission Pacific Mortgage Team
Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
What are you waiting for?
Getting started is easy!
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
Pledged Assets
Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.
Super Jumbo
Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.
DSCR
Help investor clients qualify for a loan faster with no income documents or W2s required.
Bridge-to-Sale
Access a property's equity prior to its sale so your clients can secure their dream homes.
Cross-Collateralization
Increase the borrowing power of your clients with cross-collateralization of additional real
estate.
Cash-Flow mAXimizer
Defer interest for your borrowers with a 3% payment rate for up to 5 years.
What our clients are saying
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Robert was professional and easy to work with. He was always one step ahead and even was able to ensure a smooth close while we were on our honeymoon.... read more I’d recommend working with Mission Pacific Mortgage for a personalized and streamlined mortgage experience.
Kayla & Jon Wulfert
Reliable and honest. Robert listened to our needs and delivered the loan terms that we desired. He is very responsive and willing to make it all work within... read more our timeline and availability. Highly recommend.
Steve Harrison
We loved Robert! He was so helpful and patient, and responsive. Walked us through the entire process and explained everything and put us at ease. He was recommended to me... read more by Dane Brokman, our financial advisor and I couldn't recommend Robert more!
Deema Tabbara Lopez
Working with Robert was an absolute game-changer during a very challenging chapter of my life. I needed a mortgage solution to fulfill the terms of a marital settlement agreement—paying off an... read more investment property and providing equity to my ex-spouse. Robert not only secured the financing, but he also played a key role in structuring the loan in a way that made legal and financial sense for everyone involved. He coordinated directly with both attorneys, helped navigate the complexities of the agreement, and stayed focused on the bigger picture: reaching a fair, final settlement without dragging things back into family court. His professionalism, discretion, and strategic mindset made a tough process smoother and far less stressful. I can’t recommend him highly enough—especially for anyone who needs a mortgage partner who understands that financial decisions often carry emotional weight, too. — David A.
david addy
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Robert and the Mission Pacific Mortgage Team are INCREDIBLE. I cannot recommend he and his team enough. I am a realtor and my clients introduced me to Robert as their... read more mortgage broker for the home they were purchasing. He was so professional, responsive, creative, knowledgeable, and made sure everything ran smoothly. He was an absolute joy to work with and I cannot wait for the next deal with him.
Spencer Burmester
Robert was great! He took the time to explain everything to me until i fully understood all of the numbers. He has interactive programs that make it so simple... read more and easy to do everything that encompasses refinancing from seeing charts showing you all of the rates and all of the numbers that go with that rate, to uploading all of the required documents quickly and easily and even to reviewing and signing the usually overwhelming amount of paperwork. I would highly recommend Robert to anyone I know with confidence!
Maria Valenti
Mission Pacific made the process very simple and straightforward. Very much recommended, will be working with them again in the near future.
Christos meletis
I was referred to Mission Pacific Mortgage by a close friend who had recently used them for a refinance and was pleased with their performance. After selling my house, I... read more was looking to purchase and contacted Mission Pacific. My experience with Robert was very rewarding. He is more than just a mortgage broker that will fight for the best loan and interest rate. He draws upon his extensive experience to provide advice and develop strategies for creating strong offers that that keep you, the buyer, in a position to pivot or negotiate in this extremely tough seller’s market. Robert will make sure the deal servers your overall goal and offers valuable insight into the pros and cons of all parts of the deal, from financing to concessions. It took me seven months, multiple offers, and a cancelled escrow before I was able to successfully close on a premium property with an offer just slightly above asking. Robert was there every step of the way offering guidance and helping me keep things in perspective. Without him, I am certain I would be in a much different position in a lesser quality property.
Bruce Dalglish
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We were first time home buyers and Robert was incredibly helpful in educating us and guiding us through the process. Our loan approval was on time and Robert helped us... read more get the best loan and interest rates. We spent a lot of time considering all the options and sending offer letters. Robert was available essentially on-demand given how quickly the market has been moving. It was a pleasure working with him and he’s helped my wife and I acquire our dream first home!
Shiv Shukla
Robert and his team at Mission Pacific Mortgage were amazing to work with from beginning to closing. Any time I had a question, he responded right away and made... read more my wife and I feel completely at ease with the process. I highly recommend Robert and his team without any reservations. Five star service.
Thomas Eral
Robert is a VA loan expert! As a lieutenant colonel, I’ve been in the AF a longtime and dealt with many VA loan “experts.” However, Robert truly understands the nuances... read more and educated all parties involved in process and peculiarities of the VA loan. Additionally, he was much more than a mortgage broker. He’s a real estate guru! For over a year he guided us through the peaks and valleys of trying to find a house in a competitive market and then brought his expertise to bear when we finally found the house we wanted - and we got it! I could not recommend anyone more highly. If you’re buying a house in Southern California you must have Robert on your team!
Hamilton Underwood
Can’t say enough about mpm Robert is an expert I have a complicated file with multi business he made the process smooth and painless highly recommend he’s my go to... read more for all future loans
Louie Christopoulos
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Very helpful and knowledgable in his field. Assisted me with everything needed and would highly recommend to anybody looking to finance.
Nikki Meletis
My experience with Robert at Mission Pacific Mortgage was well above expectations as we handled a refinance and a new VA home purchase simultaneously. Robert is very detail oriented from start... read more to finish and will take the time to discuss details on all options to ensure clients make the best decision possible. My family has and will continue to work with Mission Pacific Mortgage in any future transaction.
Kyle F



