The Mission Pacific Mortgage Team

Your premier mortgage lender located in Carlsbad, California. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

Pledged Assets

Qualify borrowers with limited income from their dream homes using assets in lieu of traditional income.

Super Jumbo

Close more deals with loan amounts up to $30MM and no limits on cash-out amounts.

DSCR

Help investor clients qualify for a loan faster with no income documents or W2s required.

Bridge-to-Sale

Access a property's equity prior to its sale so your clients can secure their dream homes.

Cross-Collateralization

Increase the borrowing power of your clients with cross-collateralization of additional real
estate.

Cash-Flow mAXimizer

Defer interest for your borrowers with a 3% payment rate for up to 5 years.

What our clients are saying

  • Was recommended Robert by a friend, and we will definitely continue the trend and recommend him to others. Thanks!

    Jake Worthy Avatar Jake Worthy

    Robert was truly a God send to us. He handled our mortgage and went above and beyond to ensure we were taken care of. Months later he contacted us letting... read more

    Alfredo Graciano Avatar Alfredo Graciano

    We just refinanced our house with Robert... He's an honest guy, who makes the process as easy on you as possible... Highly recommend. Jay

    3Jay's Avatar 3Jay's

    Robert was professional and easy to work with. He was always one step ahead and even was able to ensure a smooth close while we were on our honeymoon.... read more

    Kayla & Jon Wulfert Avatar Kayla & Jon Wulfert
  • Robert and his team at Mission Pacific Mortgage were amazing to work with from beginning to closing. Any time I had a question, he responded right away and made... read more

    Thomas Eral Avatar Thomas Eral

    Robert was a terrific coach through our mortgage process. He was patient, always available, and really taught us a lot about our finances. Will recommend him to everyone we know!

    Tracy Garber Avatar Tracy Garber

    Robert and his staff were amazing. He is extremely knowledgeable, prompt and always kept us up to date on status. Would definitely refer him to family and friends as well... read more

    Jenn Bubnis Avatar Jenn Bubnis

    Robert has been amazing from day 1. I was a first-time home buyer and had close to zero knowledge of the process. Robert took the time to explain everything, in detail,... read more

    Guillaume Petit Avatar Guillaume Petit
  • Can’t say enough about mpm Robert is an expert I have a complicated file with multi business he made the process smooth and painless highly recommend he’s my go to... read more

    Louie Christopoulos Avatar Louie Christopoulos

    Robert was great! He took the time to explain everything to me until i fully understood all of the numbers. He has interactive programs that make it so simple... read more

    Maria Valenti Avatar Maria Valenti

    Bob cares about his clients. He puts their interest before his profit.He is remarkably capable.

    Doug Wofford Avatar Doug Wofford

    Thank you Robert for all your Amazing help with our loan! Robert walked us thru each step, and explained the different types of loans, answered all our many questions and... read more

    Marie Mccarty Avatar Marie Mccarty
  • Robert is trustworthy and communicates well. He never leaves you hanging. You know Robert will be there for you. Thank you for everything, Robert.

    Nancy Nguyen Avatar Nancy Nguyen

    Robert is fantastic. He’s more than just a mortgage broker, he’s your advocate to get the best deal and rate he can for you. He’s very thorough and guides you... read more

    S Varga Avatar S Varga

    Robert and his team completed a very complex refinance on multiple properties for an my investor client. His advise and analysis for the client provided him a solution he never... read more

    Robert Santangelo Avatar Robert Santangelo

    I was referred to Mission Pacific Mortgage by a close friend who had recently used them for a refinance and was pleased with their performance. After selling my house, I... read more

    Bruce Dalglish Avatar Bruce Dalglish